Credit Reports

How can I find out what my credit rating is?

There are several ways to do this. You can purchase a credit report from one of the three national credit reporting agencies: Equifax, Experian and TransUnion. They also offer extra services for a price, where you can get regular reports on your credit.

Better yet, you may be entitled to a free credit report every twelve months from each of these three agencies. To request your credit reports, visit http://www.annualcreditreport.com/. At this site, you can learn how to get your free credit reports. You might also want to visit the Federal Trade Commission’s web site for consumers at www.ftc.gov/bcp/consumer.shtm for information about free credit reports and for some good advice about your credit.

You may also contact an FHA approved Home loan lender Such as Home America Mortgage to receive a credit report and qualify for your new home purchase. The loan officer can review your credit report, qualify you for your new home purchase in minutes.

Get your credit report today!

Credit problems? An experienced loan officer has been trained to improve credit and may make suggestions to improve your ratings. They will work to hard to qualify you for a home loan that meets your needs.